FHA Secure

FHA Mortgage Loans - guaranteed by the government.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Dept. of Housing and Urban Development (HUD).

There are many good reasons to choose an FHA-insured loan, especially if one or more of the following apply to you:

You don't have a lot of money to put down on a house. Only a 3.5% down payment is required.
You want to keep your monthly payments as low as possible.
You're worried about your monthly payments going up.
You're worried about qualifying for a loan.
You don't have perfect credit.

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

More protection to keep your home: The FHA has been helping people since 1934. Should you encounter hard times after buying your home, the FHA has many options to keep you in your home and avoid foreclosure.

FHA insures loans for lenders against defaults - it does not lend money or set interest rates.